Last updated: 6 January 2025

1. Introduction

1.1 Welcome to www.liveguru.io (the “Website”), owned and operated by LiveGuru Limited (“LiveGuru,” “we,” “us,” or “our”), a company registered in England and Wales under company number 14629519 whose registered office is at 3 Kings Road, Twickenham, Middlesex, TW12QS.
1.2 By accessing and using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must stop using our Website immediately.
1.3 You confirm that you are at least 18 years old or accessing the Website under the supervision of a parent or guardian.

2. Definitions

2.1 “User,” “you,” or “your” means any visitor or person accessing this Website.
2.2 “Content” refers to any text, images, graphics, audio, video, software, or other data appearing on this Website.

3. Intellectual Property Rights

3.1 Unless otherwise stated, all Content on the Website (excluding user-generated content) is owned or licensed by LiveGuru Limited and is protected by UK and international intellectual property laws.
3.2 You may view, retrieve, or display the Content for personal, non-commercial use. You must not reproduce, modify, distribute, or commercially exploit any Content without our prior written permission.

4. Acceptable Use

4.1 You agree not to use the Website in a manner that causes or may cause damage to the Website or impairment of its availability or accessibility.
4.2 You must not use the Website for unlawful, fraudulent, or malicious purposes, including the transmission or distribution of viruses or harmful software.
4.3 You shall not make, store, or transmit electronic copies of Content protected by copyright unless expressly permitted.

5. User Registration

5.1 Certain parts of the Website may require you to register an account. You agree to provide accurate, current, and complete information during registration and to update such information if it changes.
5.2 We reserve the right to suspend or terminate your registration and/or access if we reasonably believe that you are in breach of these Terms.
5.3 You may cancel your registration at any time by contacting us using the details provided in Section 14.

6. Links to Third-Party Websites

6.1 The Website may include links to external sites operated by third parties. Such links are provided for your convenience only.
6.2 LiveGuru Limited has no control over, and assumes no responsibility for, the content or availability of those sites. Inclusion of such links does not imply endorsement or approval by us of the linked website or its services.

7. Privacy and Cookies

7.1 Your use of the Website is subject to our Privacy Policy and Cookies Policy, which are incorporated into these Terms by reference.
7.2 By using the Website, you consent to our collection and use of your personal data as described in these policies.

8. Website Availability and Disclaimer

8.1 We provide the Website on an “as is” and “as available” basis. We make no representations or warranties of any kind regarding the Website or its Content.
8.2 We do not guarantee that the Website will be free from defects, errors, or interruptions. You are responsible for implementing sufficient procedures to satisfy your own security and data protection needs.
8.3 LiveGuru Limited reserves the right to modify or discontinue, temporarily or permanently, any part of the Website without notice.

9. Limitation of Liability

9.1 Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law (including liability for death or personal injury caused by negligence or for fraud or fraudulent misrepresentation).
9.2 Subject to Clause 9.1, LiveGuru Limited shall not be liable for any indirect, consequential, or special damages, including but not limited to loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the Website.
9.3 LiveGuru Limited will not be liable for any failure to perform, or delay in performing, any of our obligations under these Terms if such failure is due to events beyond our reasonable control.

10. Indemnification

10.1 You agree to indemnify, defend, and hold harmless LiveGuru Limited from any claims, liabilities, damages, expenses, and costs (including legal fees) arising out of or related to your misuse of the Website or any breach by you of these Terms.

11. Changes to These Terms

11.1 We may update or revise these Terms from time to time. Any changes will be posted on this page, and the “Last updated” date at the top will be updated accordingly.
11.2 Your continued use of the Website following the posting of revised Terms indicates your acceptance of the changes.

12. General

12.1 These Terms, together with the Privacy Policy and Cookies Policy, constitute the entire agreement between you and LiveGuru Limited regarding your use of the Website.
12.2 If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.
12.3 A person who is not a party to these Terms has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms.
12.4 You may not transfer or assign any or all of your rights or obligations under these Terms without our prior written consent.
12.5 We may transfer or assign our rights and obligations under these Terms in whole or in part at any time.

13. Governing Law and Jurisdiction

13.1 These Terms, and any non-contractual obligations arising hereunder, are governed by and construed in accordance with the laws of England and Wales.
13.2 The courts of England and Wales shall have exclusive jurisdiction over any claim or dispute arising from or related to these Terms.

14. Contact Us

If you have any questions about these Terms and Conditions, or wish to exercise any of your legal rights, please contact us at:

LiveGuru Limited
Registered Address: 3 Kings Road, Twickenham, Middlesex, TW12QS
Email: info@liveguru.io